Live on XRPL Mainnet

Collateralize
your vehicle.
On‑chain.

AutoXOnboard tokenizes your vehicle as an XLS-20 NFT on the XRP Ledger — unlocking instant, trustless liquidity through your Xaman wallet. No banks. No credit checks.

2021 Ford Mustang GT500
✓ Verified
VIN 1FA6P8SJ7M55…4401
Appraised value $72,400 USD
Collateral (XRP) 12,850 XRP
NFT Token ID 000B0539…FF3C
Loan available Up to 9,637 XRP
Signed via Xaman · XRPL Mainnet
$84M+
Total collateral locked
6,200+
Vehicles tokenized
~4s
XRPL settlement time
0%
Custodial risk · fully on-chain
// process

From ignition
to liquidity

01 — Connect
🔐

Link Xaman wallet

Scan a QR code with your Xaman app. No seed phrase entry, no new accounts — your existing XRPL identity, instantly verified.

02 — Submit
🚗

Enter vehicle details

Provide your VIN, mileage, and condition photos. Our oracle network pulls live appraisals from KBB, NADA, and JD Power.

03 — Tokenize
🪙

Mint collateral NFT

Your vehicle becomes an XLS-20 NFT on the XRPL. The token encodes your lien agreement, appraisal data, and title reference — immutably.

04 — Borrow

Receive XRP instantly

Lenders fund against your NFT collateral. XRP arrives in your Xaman wallet in seconds. Repay to unlock your title.

// security & trust

Built on the
immovable ledger

🔒

Non-custodial by design

AutoXOnboard never holds your keys, tokens, or title. Your collateral NFT stays in escrow on the XRPL — not on our servers.

XLS-20 · smart escrow · self-sovereign

4-second finality

The XRP Ledger confirms every transaction in ~3–5 seconds with zero gas fees. No mining, no mempool — just settlement.

XRPL consensus · feeless · instant
📋

On-chain lien record

Every state — appraisal, loan origination, repayment, title release — is written as immutable NFT metadata on the public ledger.

Immutable metadata · public ledger · auditable
🌐

Oracle-verified appraisal

Multi-source automotive oracles aggregate KBB, NADA, and JD Power data into a tamper-resistant on-chain value feed.

Multi-oracle · KBB · NADA · JD Power
// onboarding app

The smoothest
DeFi form you'll ever fill

autoxonboard.app/onboard

Onboard your vehicle

Step 2 of 4 — Vehicle details

Live estimate

Appraised value $72,400
LTV ratio 75%
XRP equivalent 12,850 XRP
Max loan 9,637 XRP
Est. rate 8.5% APR
NFT preview — pending mint
🚗
2021 Ford Mustang GT500
AutoXO-NFT · pending…
// start now

Your car has value.
Unlock it today.

Connect your Xaman wallet and onboard your first vehicle in under five minutes. No credit check, no bank, no waiting.

NFT contract · rAutoXOnboard...xrpl.org · audited · open source